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DEVELOPMENT FINANCE FROM ONYX.

Break new ground, not the bank.

We provide the financial foundations for your development.

We keep things simple, transparent and free from red tape, leaving you to concentrate on what you do best.

 
 

75%

We lend up to 75% of the gross development value, with funding used to contribute to both the purchase and build costs.

1.25%

With rates starting from as low as 1.25% per month, you’ll be hard pressed to find better value construction loans.

£10m+

Whatever the size of your project, we have the resources to help you develop it.

Case Studies

Innov8 Homes

Developers of high specification, modern and unique properties.

Granard Developments

High-end residential property development in Hampshire, Surrey & West Sussex.

Altavia Homes

Ultra professional and highly experienced property developers.

As a medium sized south coast housebuilder, we have found the experienced team at Onyx to be very knowledgeable of our local market, personable and professional.

Des Littlefield,
Innov8 Homes

Security & Lending Criteria

 
 

Personal Guarantee

We ask for personal guarantees from major shareholders and directors on all of our development loans, no exceptions.

Corporate Guarantee

If you’re lucky enough to have another successful business, we may occasionally ask for a cross corporate guarantee.

First Charge

Second is first loser, and that’s exactly how we feel about legal charges. We insist on a first legal charge over developments.

Debenture

Just in case something goes wrong, we ensure that we have a fixed and floating charge over the company’s assets.

Property Charge

To provide us with a little comfort we also take legal charges over other property owned by the major shareholders & directors.

Insurance

You’d have to be pretty unlucky for something to go wrong, but to protect both of us, we only finance fully insured developments for construction finance.

Learn about a new way of lending.

Break new ground, not the bank.